Ecosystem

The Credit & Trust Layer Powering EVM

DuoScore is building the foundational credit infrastructure for EVM—connecting wallets, protocols, and real-world payments through a shared system of trust. Our ecosystem aligns users, developers, and capital providers around one core primitive: on-chain reputation as a financial asset.

Core Ecosystem Components

DuoScore — Credit Intelligence Layer

The brain of the ecosystem.

DuoScore aggregates on-chain activity, behavioral signals, and risk indicators into a unified credit score that protocols can query in real time. It enables smarter risk assessment, fairer access to capital, and personalized financial products across EVM.

• On-chain behavior & DeFi activity analysis
• AI-powered risk modeling with explainability
• Privacy-preserving verification via ZK-Proofs
• API & SDK access for dApps

DuoLend — Reputation-Based Lending

The capital efficiency engine.

DuoLend transforms DuoScore into real liquidity by enabling asset + reputation–based lending. High-trust users unlock better LTVs, lower interest rates, and under-collateralized credit—shifting DeFi from capital-heavy to capital-efficient.

• Dynamic LTV & interest rates
• Reputation-based risk adjustment
• Slashing & insurance mechanisms
• Optimized yield for lenders

DuoPay — Credit Meets Real-World Spending

The bridge from Web3 to everyday payments.

DuoPay connects EVM wallets and credit lines to real-world usage, enabling users to spend without selling assets. From debit to credit, DuoPay turns digital reputation into real purchasing power.

• Duo Debit & Duo Credit Card
• Spend now, repay later with DuoScore
• Real-time FX & global acceptance
• Automated repayments & yield-to-pay

Who Builds in the Ecosystem

For Developers

Integrate trust, not just liquidity.

DuoScore provides APIs and on-chain primitives that let developers build safer lending markets, smarter payment flows, and Sybil-resistant applications—without building risk infrastructure from scratch.

• Credit score queries in <1s
• Risk & reputation modules
• Launchpad & airdrop Sybil protection
• Modular, chain-native architecture

For Users

Your reputation works for you.

Users build a portable credit profile across EVM that unlocks better financial access over time—lower costs, higher limits, and real-world utility—without sacrificing privacy.

For Ecosystem Partners

Shared trust, shared growth.

Protocols, wallets, and merchants can plug into a unified credit layer that increases capital efficiency, reduces bad debt, and drives sustainable activity across the network.

The Flywheel Effect

More usage builds better scores.

Better scores unlock cheaper credit.

Cheaper credit increases activity.

More activity strengthens the ecosystem.

This is how DuoScore compounds value for EVM.

Join the Ecosystem

Whether you’re a developer, protocol, or early user, DuoScore is the trust layer that helps your capital go further.

Build. Integrate. Scale—on trust.